Monday, July 23, 2012

Beginners Guide to Investments

The basic definition of a financial investment is any use of cash or assets for the expectation of future financial gain. For many people, investments take the form of purchasing stocks in a company.

There are multiple methods for investing in stocks, from fully featured brokers to online investing in stocks and shares ISAs using Money Super Market. Regardless of how you choose to make your investment, it?s important to know the basics of investing in stocks before you begin.

What To Do Before You Invest

Before you consider investing in the stock market, you should ask yourself a simple question. Can I do without this money for the foreseeable future? Most stock purchases are for the long-term, requiring years before achieving even moderate gains. As such, the first rule to investing is never to invest money that you can see yourself needing anytime soon. If you decide that you can afford to do without those particular investment funds, you should move onto the next step to successful investing and do your research.

Research is the key to good investing. There are hundreds of different investing strategies being sold to customers by experts on the stock market, but the best stock investments are based on the fundamentals of a company. If the company has a good product or service with a stable demand base and solid leadership, that company is likely to be a good investment.

Look into companies that you feel present strong investment potential, learn as much as you can and make your investment decision based on whether you feel the company possesses the fundamentals to keep it going strong in its chosen market.

Expert advice never hurts, though. When choosing to invest in a stock, don?t be afraid to ask for advice from a broker. A stockbroker is skilled at spotting the little negatives about a company that you may have missed in doing your own research and can possibly save you from making a bad investment.

Going with a broker can be more expensive than buying or selling your shares online yourself, but the money spent can be offset easily by avoiding a single bad investment.

What Sort of Stocks Should You Invest In

Keep your financial goals in mind when purchasing stock. If you?re looking for steady income from your purchase, concentrate on those stocks that have a history of paying out dividends to shareholders. If you?re looking for long-term growth, concentrate on less risky stocks with a solid history of performance.

On the other hand, if you don?t mind risk, concentrate on those stocks that appear to be possible high-flyers, such as tech stocks or those companies that are bringing new products or ideas to the market.

Keep detailed records of your investment activities and use them to create your own investment strategy. Stick with what works for you and maintain the strategy after beginning for as long as it continues to work. Small changes to deal with changing market conditions are fine, but you?ll want to avoid large deviations that throw you off plan.

Source: http://financialmoneytips.com/blog/2012/07/21/beginners-guide-to-investments/?utm_source=rss&utm_medium=rss&utm_campaign=beginners-guide-to-investments

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Sunday, July 22, 2012

What to wear all a matter of money at Olympics

FILE - The Aug. 16, 2012 file photo shows United States' Michael Phelps reacting after winning the gold medal in the men's 100-meter butterfly final during the swimming competitions in the National Aquatics Center at the Beijing 2008 Olympics in Beijing. Whether it's Chinese-made uniforms for American athletes, a tattoo inked on a runner's body or a miniature American flag that can't go on Phelps' swim cap, Olympians should have figured out one thing by now: What they can or cannot wear at the London Games has very little to do with their fashion, marketing sense or patriotism, and a whole lot to do with rules, regulations and, of course, money.(AP Photo/Mark J. Terrill, File)

FILE - The Aug. 16, 2012 file photo shows United States' Michael Phelps reacting after winning the gold medal in the men's 100-meter butterfly final during the swimming competitions in the National Aquatics Center at the Beijing 2008 Olympics in Beijing. Whether it's Chinese-made uniforms for American athletes, a tattoo inked on a runner's body or a miniature American flag that can't go on Phelps' swim cap, Olympians should have figured out one thing by now: What they can or cannot wear at the London Games has very little to do with their fashion, marketing sense or patriotism, and a whole lot to do with rules, regulations and, of course, money.(AP Photo/Mark J. Terrill, File)

(AP) ? Olympians should have figured out one thing by now: What they can or cannot wear at the London Games has very little to do with their fashion, marketing sense or patriotism, and a whole lot to do with rules, regulations and, of course, money.

The overseers of the Olympics are protective of their brand and rings ? considered one of the most recognizable logos in sports ? and what the athletes wear when they're competing has been tightly regulated, much to the chagrin of some of the games' stars.

Take Michael Phelps, for example. He recently tweeted his dismay at no longer being allowed to wear a swimming cap bearing miniature American flags on the front and back.

"Gotta love an organizing committee telling us we can't do that anymore," he said on Twitter.

But neither the International nor U.S. Olympic Committees are making any apologies. The IOC keeps a tight grip on when and where advertising and other markings can be worn at the games. After all, its coffers took in more than $2.4 billion (over the four-year period ending in 2008, for instance) in marketing rights from companies like McDonald's and Coca-Cola.

The USOC and the federations that run the individual sports follow suit, paying respect to domestic and international sponsors who more or less bankroll the entire endeavor, which, in turn, provides the funding for the athletes.

"Our objective," said USOC head Scott Blackmun, "is to be able to support as many athletes who have a chance to represent us at the Olympic Games."

Not satisfied with the support he receives, American runner Nick Symmonds resorted to selling body space earlier this year.

Symmonds, one of the most outspoken athletes on this issue, was paid $11,100 by a Wisconsin-based lifestyle marketing firm for wearing a tattoo of their logo on his shoulder. He'll need to cover it with tape at Olympics so he can conform to the IOC's detailed guidelines about logos, advertising and manufacturer identification.

"My No. 1 goal, aside from making the Olympic team and winning a medal, is to bring awareness to how many struggling athletes there are out there ? and wouldn't it be nice if we could just lift these regulations and allow athletes to pursue individual sponsorships a little more freely," Symmonds said in an interview earlier this year.

Not surprisingly, Symmonds was one of the first athletes to chime in last week when U.S. politicians called out the USOC for outfitting its athletes with Chinese-made uniforms produced by American-based manufacturer Ralph Lauren.

"Our Ralph Lauren outfits for the Olympic opening ceremonies were made in China. So, um, thanks China," Symmonds said in a tweet.

It was an embarrassment for both the apparel maker ? future uniforms will be USA-made ? and the USOC, which was careful to say it appreciates all sponsors ? even those who make clothes in China ? because it is a nonprofit that receives no government funding.

"The most important thing to remember is that, unlike professional leagues in the U.S., where you're trying to decide how much goes to owners and how much goes to athletes, in our environment, all the money goes to athletes," Blackmun said. "There are no owners putting money in their pockets. It's a completely nonprofit environment. It's a different environment than the marketing environment you see in pro leagues."

The U.S. uniforms aren't the only ones causing a stir. The Spanish team's garish red and yellow outfits ? designed by Russian firm Bosco ? haven't gone over well in Spain. Some Spanish athletes have posted tweets making fun of the gear.

The bottom line, though, is that national Olympic committees take the best deals they can get with the manufacturers.

Bosco, which also designed the Russian and Ukrainian uniforms, is providing the outfits for free in a deal with the Spanish Olympic Committee.

"When you measure the difference between paying 1.5 million of public money and free clothes, there is no discussion," committee president Alejandro Blanco said on Spanish TV.

About 85 percent of the money the USOC makes goes back to athletes in one form or another, some to fund training, some in payments to the organizations that run their sports and some in a prize fund that awards money for top finishers at the Olympics.

Some athletes, however, see big numbers being tossed around ? $4.38 billion for a TV deal with NBC, $13 million for a beer company's sponsorship package with the USOC ? and wonder why they can't get a little bigger piece of the pie.

Sanya Richards-Ross, one of America's top track stars, said in a recent Twitter posting, "This is my 3rd Olympics! Haven't been pd yet! Def not my motivation!!!"

"Also wanted to be clear that one of the major issues isn't just funding athletes through revenue earned at events like the Olympics," she said. "But also changing regulations to allow athletes to receive private sponsors and display logos on our jerseys."

The issue came up in a more high-profile context earlier this year when NBA stars Dwyane Wade and Ray Allen suggested Olympic athletes should be paid and Dallas Mavericks owner Mark Cuban agreed.

"If you look up stupid in the dictionary you see a picture of the USA Dream Team playing for free for corporate America so the U.S. Olympic Committee can make billions of dollars," Cuban said. "So, if you come up with something that you own that you can give to me for free so I can make billions of dollars, I want it."

While NBA stars have lengthy and often lucrative sponsorship opportunities, the average American Olympian has a much narrower window for cashing in.

In April, 18 Olympians, including Eric Shanteau and Jessica Hardy, sued an Olympic sponsor, Samsung, that used their names and images in a promotion before getting permission. The USOC, which originally told athletes they had to opt out of the program, changed its policy and said they had to opt in. The USOC viewed the project as a chance to increase athlete exposure, while the athletes looked at it as another way the USOC was infringing upon their marketing rights.

"Their holier-than-thou attitude that the Olympics is their creation doesn't give them carte blanche to violate those who enjoy the opportunity to go," said Evan Morgenstein, an agent for some of those who filed the lawsuit and a consistent thorn in the side of the USOC and IOC. "They've created this opportunity for so many people. OK, so now you're going to take advantage of that? What kind of rationale is that?"

Of the 530 athletes who made the U.S. team, Morgenstein estimates only about 5 to 10 percent get direct contributions from Olympic sponsors. Some, then, go outside the Olympic family of sponsors, where athletes can market themselves, but with no references to the Olympics or its markings. Of course, when a viewer sees Phelps or gymnast Nastia Liukin on a Subway commercial, the connection is obvious, even without the Olympic rings.

The USOC calls this "Ambush Marketing," and says anything that devalues the Olympic brand hurts all athletes.

"I understand their frustration," Blackmun said. "But the answer is not to remove restrictions, because if we do, we can't support athletes collectively at the level we do today."

Morgenstein's response: "Of course it's ambush, because it's the only logical way for these athletes to get paid."

The athletes ? at least the few who are successful enough to make some money on the side ? understand what the Olympics has done for their careers. Still, they defend their right to make a living.

"It's my job at the end of the day, but at the same time, you have to remember that's not necessarily why you're doing it," said Liukin, the 2008 all-around gold medalist. "I'm doing it because I have a love for the sport. I think a lot of people can cross those two paths and get caught up in making as much money as they can. But for me, it's about having a well-rounded group of sponsors who support me and give me what I need to be at my best."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-07-21-Olympics-Markings%20and%20Marketing/id-82070173d821495a9242285e1221b8de

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Chartwell - Family home of and garden of Sir Winston Churchill in Kent

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Source: http://www.seriouscompacts.com/f22/chartwell-family-home-garden-sir-winston-churchill-kent-11167/

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Gunman kills Yemeni security official, Qaeda blamed

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Source: http://news.yahoo.com/gunman-kills-yemeni-security-official-qaeda-blamed-154007592.html

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Saturday, July 21, 2012

How Do You Win At Home-Based Business? Hit The Floor Operating

[unable to retrieve full-text content]One of the core competencies you'll need to succeed at home-based business enterprise is DISCIPLINE. You might be now accountable for your good results 24/7 and should you aren't doing what is required to succeed, ...

Source: http://www.cleanrose.com/how-do-you-win-at-home-based-business-hit-the-floor-operating/

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YC-Backed Photo Sharing Service PicPlum ... - Home Tech Products

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PicPlum, the Y Combinator-backed photo-sharing and printing startup that debuted last summer, is rolling out a major upgrade today. The focus, for the most part, has been on an improved user experience, offering everything from minor tweaks like address autocompletion, to new product offerings like more print sizes. But as a regular PicPlum user, I?m more excited about what they?re working on next: a mobile application and API that will allow any other developers to offer ?print photos? from their camera or photo-sharing application.

First of all, a confession: I?ve been using PicPlum since Day One, and I don?t think I?ve ever skipped a month. But I never use it from the web anymore, so all of today?s changes don?t impact my everyday experience that much. To catch you up: PicPlum is a photo printing service, in the same space as something like Shutterfly or Snapfish, for example, and admittedly, a more pricey one. While PicPlum touts its high quality prints, the real reason for the extra cents that makes it worthwhile (in my humble opinion) is that it?s dead simple and convenient to use. I honestly can?t say the same about the competition.

For me, ?usage? means emailing select photos from my iPhone?s Camera Roll to [email?protected] Afterwards, everyone I?ve configured to receive them will be automatically shipped photo prints and/or a batch via email.

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But today?s upgrade will entice those who prefer to work with PicPlum on the web. Fro starters, they?ve made it easier for new users to get going ? you don?t have to sign up before dragging-and-dropping your photos into the box on the homepage, for example. You add your photos, then add?recipients?via Facebook or optionally sign up for the service.

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Also new today are?additional?photo sizes: 4?6, 5?7 and 8?10?s are available, with the option to print text and dates on the back. In terms of features focused on ease of use, the service now completes typed-in addresses using Google?s Places API, fixes obvious typos (Gmial?becomes Gmail, e.g.), and it helps you track down mailing addresses you don?t know with a feature called ?ask for address.? You enter in the email address for the person, and PicPlum sends out a message to them telling them you would like to ship them photos, and provides a form where they can enter their address. When complete, the service automatically ships the photos to them, without any extra involvement needed by you.

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However, one of the more notable features in today?s upgrade are new ?sharing? pages. You can now configure a customized email address which everyone at an event can use (baby showers, family reunions, weddings, etc.). All the photos are mailed into that address, and participants can later view all the photos everyone shared from the PicPlum website, with the option to print the photos they want to keep.

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The company has also added the ability to send a customized greeting alongside the printed photos. They?ll soon expand this feature with themes, so you?ll be able to use this for your holiday cards, for instance.

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Combined, all these new features make for a completely revamped online service today. However, what?s more exciting is what?s still in the works: a mobile photo-taking app with the ability to share to PicPlum and elsewhere on the web, which will hopefully make PicPlum even easier to use from mobile, since the iPhone limits you to five photos per message. Another item on the way is the PicPlum API, which will allow third-party developers to integrate photo printing services into their app ?- and even generate some income by doing so, unless they want to go white label.

While PicPlum isn?t disclosing user numbers, co-founder?Paul Stamatiou (who created PicPlum with Akshay Dodeja), says that 90% of its top users are new parents or families sending in 15-20 photos per week (guilty on all counts). Engagement is high with users returning monthly, and despite PicPlum not having a mobile app, 30% of the photos shared come from mobile devices.

You can try out the new PicPlum from here.

Source: http://hometechproducts.com/yc-backed-photo-sharing-service-picplum-gets-a-revamp-mobile-app-api-are-next/

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Friday, July 20, 2012

Techniques of a Home-Based Internet Marketing Online Business ...

Internet marketing is also called affiliate marketing or sometimes, e-marketing. Defined simply, it refers to whatever marketing or business that promotes and distributes products using the internet. It is also the term useful to refer to the Web-based advertising that businesses use to spread the specifics of their products and promote their online business.

As a home-based business, internet marketing may be a perfect model. It can be started out of your home, does not require specialized training, uses only minimum equipment or computer applications and in many cases, does not require large start-up rates or significant inventory. Internet marketing is very convenient, not only because it really is run from virtually anywhere online access is offered but also because it allows for more sound distribution of information and targeting within the market. Internet marketing, for example, is one of few types of businesses that can rely exclusively on e-mail marketing together with other digital media for sales, promotion and customer service.

Source: http://onlinecollaboration.org/techniques-of-a-home-based-internet-marketing-online-business/

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